# One Household, One View: Consolidating Family Accounts for Financial Advisors

Source: https://wealthstack.ca/advisor-guides/household-view-consolidate-family-accounts-financial-advisors

By Vincent Heys, Founder of Wealthstack and qualified actuary. Last updated 2026-10-02.

> **In short:** Wealthstack brings a household's accounts into one dashboard, with each spouse's portfolio linked in their own name. Managed portfolios can be linked at onboarding or any time later, and multi-currency support helps families with assets in more than one country.

Financial plans are usually built for a household. The accounts behind them aren't.

One spouse has an RRSP and a TFSA at one institution. The other has a group plan through work and an investment you manage. Some accounts arrive through your data feeds, others don't, and trying to show a couple their combined picture often means building it by hand.

[Wealthstack](https://wealthstack.ca/advisor-guides/wealthstack-platform-financial-advisors-canada) is designed to bring a household into one view, and to keep it accurate as the relationship grows.

## Why does a household view matter?

Because couples make decisions together. Retirement dates, a home purchase, protecting the children: these are shared goals, even when the accounts are held separately.

When both partners can see the same picture, conversations get easier. Nobody is guessing what the other one holds.

## Linking portfolios to the plan, at any stage

Relationships don't always start with managed assets. Often you build a plan first, and the portfolios follow later.

Wealthstack handles that sequence so when new portfolios start coming through your data feeds for a client who already has a dashboard, you link them from the Client Onboarding page in the Advisor Console. Select the portfolio, choose the right client's dashboard, and the account data flows straight in.

It works the same way whether you're [linking at onboarding](https://wealthstack.ca/advisor-guides/digital-client-onboarding-financial-advisors-canada) or months afterwards.

## Each spouse's accounts, clearly attributed

A family dashboard still needs to show whose account is whose.

In Wealthstack, each spouse can have their portfolio linked to the family dashboard in their own name. On the dashboard, the accounts appear together but stay clearly attributed, one for each partner.

The family structure tab records how the household is set up, and [goals created for one spouse can be shared](https://wealthstack.ca/advisor-guides/goals-based-financial-planning-software-canada) so the other can see them on their own login too.

## Helpful for cross-border families

Wealthstack supports multiple currencies, which helps when a household holds assets in more than one country. That's common for families who have moved to Canada from South Africa, for example, and still have investments or retirement funds back home.

## Frequently asked questions

### Can I link a client's managed accounts after their plan is already built?

Yes. Portfolios can be linked to an existing dashboard at any time from the Client Onboarding page.

### How are a couple's accounts shown on one dashboard?

Each spouse's portfolio is linked in their own name, so the household view shows both sets of accounts, clearly attributed.

### Does Wealthstack handle accounts in more than one currency?

Yes. Wealthstack supports multiple currencies, which helps families with assets in more than one country.

## See how it works

If your clients' household picture is currently held together by spreadsheets, we'd be glad to show you the Wealthstack way. [Book a Demo](https://wealthstack.ca/book-a-demo)